Nixland: Alternative Financial Services Pioneer Tom Nix Reveals Secrets To Making Big Profits and Fair Deals

tom nixLong Beach, CA, January 7, 2014 – Unless you’ve been there, it’s hard to imagine the perils of a local businessman in the financial services industry, especially in an urban community where perceptions are poor, and stigmas are high for such establishments.  Nixland (Business Ghost Books), by entrepreneur Tom Nix, shows how a business can team up with a community and improve life for everybody involved.

Meet Tom Nix: hard-working student, grocer, check casher, street fighter, sheriff, consumer advocate, a businessman who gives back. Nixland is the gripping story of the founder of Nix Check Cashing, the largest check cashing chain in Southern California. In the early days, Nix overcame armed robberies, cutthroat competition, an assassination threat by a Chicago mob and huge obstacles during the L.A. riots to provide desperately needed services to the community.

Nix believes passionately in fair dealing. From the beginning, his business hired almost exclusively from the community and he insisted that local check cashing chains prominently post fees and service charges to avoid price gouging. He fought for legislation to protect consumers from fraud and unscrupulous practices. Even as he negotiated the sale of the business to Kinecta Federal Credit Union in 2007, he insisted the needs of the community come first.

Tom Nix is the founder of Navicert Financial, whose primary subsidiary was Nix Check Cashing, a trusted institution among the underserved communities of Los Angeles. Nix is also a founder of the Financial Service Centers of America and the Community Financial Services Providers.

He spearheaded much of California’s legislation aimed at regulating alternative financial services and protecting consumers. Nix served on the board of the L.A. County Sheriff’s Youth Foundation and Pete Carroll’s A Better L.A., dedicated to reducing violence and building stronger communities in Central Los Angeles. He also served as a Los Angeles County Reserve Deputy Sheriff from 1976 to 1986. After graduating from the University of Southern California in 1970, Tom Nix transformed a small family-owned grocery store that cashed checks into the largest business of its kind in the west.

For more, please visit the website:

Business Ghost Books
Available at Amazon, Amazon Kindle, iTunes, Barnes & Noble or at

ISBN-13: 978-0988415102