Category «Features»

Home and Hearth, anyone? Nistha Sharma

Traditionally, investment in Gold and Real Estate has provided the best hedges against inflation. As a matter of fact, those who swear by the land they own also point out the fact that real estate investments have historically withstood everything – from stock market crashes to economic meltdowns – and have provided a fair return …

Post It – Genia Giri

Is Post Office Banking a way way out for financial inclusion? Demonetisation of Rs 500 and 1000 notes has brought back to sharper focus the level of Banking Penetration in the rural hinterlands of eastern India, or more specifically, the lack of it. The economy has not fully recovered from the body blow it was …

Banking on the Banks? Think again. Rais Qureshi

I started my business in 1996. And, from that day onwards, I have been grappling with a term called collateral security. I was shooed away from the first bank I had approached with a request for a loan as I did not have enough securities to offer them. Today, 20 years on, with an established …

A customer’s manifesto – Ankit Barmecha

I want a bank (and other financial service providers) that will listen to me, respond to my queries and offer me services through the social media channels that I frequent. And I am not alone – it is estimated that by 2018 there will be about 300 million social network users in India alone. Yes, …

High on the Highway – banned or damned?

Pintu Basak, age 37, father of a 6 year old daughter… The only earning member of the family, will lose his job soon. Sk.Alam, 42, was planning to arrange his only sister’s marriage, now uncertain, and the list is endless. Approximately 10000 people will lose their job, and if you look at the larger picture, …