More Than 250 Tried-and-True Secrets to Building Your Fortune by Saving More and Spending Smarter
NEW YORK – September 16, 2013 – In the spirit of Reader’s Digest magazine’s popular “13 Things” series, the editors at America’s Most Trusted Magazine have developed the ultimate roadmap for making the most of your money and avoiding the wallet-sucking scams that keep you off Easy Street. 13 Things Rich People Won’t Tell You, currently on shelves, reveals more than 250 secrets to building your fortune by learning how to save and spend smartly.
Did you read about the janitor who donated $1 million dollars to his local library? Do you ever watch in amazement as your well-off boss haggles over the price of a tuna fish sandwich? Is it possible to find an advisor to help you invest your money – without losing it all to a con man?
To learn the secrets of building your fortune, the authors talked to everyday and not-so-everyday successful people, and to the experts who helped make them rich, to learn their secrets on what to save for, how much to save, and where to stash cash so that it grows (hint: not that bank savings account). We also got their tips for developing “rich guy vision”: The uncanny ability to make financial goals and reach them in five, ten and 20 years – while smartly navigating economic pitfalls and surprises.
13 Things Rich People Won’t Tell You divulges what services you should be getting for free, how to ask the right questions to get behind-the-scenes deals, and how to “live rich” on an everyday budget. You’ll stop wasting money, blowing your budget (or flying blind without one), and getting scammed. This book will enlighten and horrify you, and will give you a whole new perspective on when to spend your money and when to stash it deep in your pockets.
Discover countless eye-opening strategies such as:
- Saving and investing – Savvy tricks you need to know to grow your money wisely – from branching out beyond your 401K to getting the tax breaks you didn’t know you deserved. Plus: what the IRS, stockbrokers, and bankers won’t tell you.
- House and home – Tips your rich neighbors might not want you to know, including: smart versus silly renovations; how to increase your home’s value; advice on first and second mortgages; buying and selling your home. Plus, what your mortgage lender and real estate agent won’t tell you.
- The Household Budget – Building a budget that lets you “live rich” while saving. Topics include smart vs. stupid splurges; online budget tools and calculators; tips for saving on utilities, gasoline, groceries and car repairs.
- College planning – Some of the most famous rich people in the country are also famous for dropping out of college. You’ll get out-of-the-box thinking about the value of private versus public universities; loans, scholarships and financial aid; advice from college admissions officers. Of course, millionaires also tell us how they made money by following their hearts and doing what they love – and you can approach your kids’ education with that in mind. Plus: what your scholarship and test-prep services, financial planner and student-loan company won’t tell you.
- Retirement – How the rich really want to spend their golden years, and the clever ways they seed the ground now to ensure their retirement dreams bloom and flourish later. Plus what your 401(k) manager, pension plan and financial planner won’t tell you.
Along the way, you’ll discover top savings strategies for clipping coupons and hunting down bargains, how to pass “go” and collect the big salaries, and the biggest mistakes that cost the rich their fortunes. With this handy companion, you’ll have all the savvy, patience and smarts you’ll ever need to get ahead – and stay there.
JENNIFER MERRITT has been a writer and editor at Reuters, The Wall Street Journal, Businessweek, Money, and Smart Money. She is the author of The Wall Street Journal Guide to Building Your Career, published by Crown. She lives in the New York City area with her husband and two kids.
ROE D’ANGLEO is a veteran journalist, editor and the former director of books & special projects at The Wall Street Journal, where she published over 50 personal-finance primers and nonfiction narratives. She lives in Brooklyn, N.Y.
13 Things Rich People Won’t Tell You
Pub date: September 12, 2013
ISBN: 9781621451020
$19.99
Available now at ReadersDigestStore.com and wherever books are sold.
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